FAQ’s

Your privacy is extremely important to us. Our policy makes clear how we collect, use and safeguard the personal information you provide to us and should assist you in making informed decisions when using our site.

How much can I borrow?

The exact amount you can borrow depends on your personal circumstances but loans are available from £80 to £1000.

What are the charges for a payday Loan?

Representative 1286%APR (variable rate) as an example of this with most of our lenders you’ll pay back approximately £20 for every £80 of your loan, when borrowing for 28 days. If you borrow £100 you’ll pay £125 back. If you borrow £200, you’ll repay £250. A loan of £300 will require a payment of £375 including the interest of £75 with an annual 1286%APR representative (variable rate). The amount payable for each may vary between lenders. We do not charge additional fees for our broking service.

When will I need to repay the loan?

Your loan agreement will be with the lender we introduce you to. Each lenders’ terms and conditions vary but typically you will be required to repay the amount you borrow plus interest charges within 28 days after you enter the loan agreement. In some cases you can increase your lending term but the fees for this can be expensive. We do not advise you to take this course of action as payday loans are designed as a short term finance solution and are not suitable for borrowing over a longer period.

Fraud Prevention: If the wrong information is provided, including in relation to a person’s identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. We must function within the parameters of the law. Law enforcement agencies may access and use this information. The lender and other organisations may also utilize this information to prevent fraud and money laundering, for example when: checking details on applications for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees. The lender and other organisations may access and use from other countries the information recorded by fraud prevention agencies. For further details of the relevant fraud prevention agencies please contact us as described at the end of this Privacy Policy.

What Information Do We Collect?

When you use this web site you can provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Can Provide
2. Registration Information
   When you apply for any of our products, services or newsletters you will provide us information about yourself.
3. Email Information
   If you choose to email us, we may will keep your email messages, email address and our responses. We have the same security for these electronic communications that we employ in the maintenance of information received by mail and telephone.
4. Web Site Use Information
   Much like other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is used.

How Do We Utilize Your Information?

We use personal information for the administration of our business. We constantly update our systems to give you a more efficient service.

We may share information with others on an aggregate basis. Personally identifiable information or business information will not be shared except if required by law.

Occasionally, we use the details we collect to keep you informed about changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

Sharing and Selling Information

We do not share, sell, lend or lease any of the personal or financial information that you choose to provide us (such as personal details or bank information) with anyone except when it is necessary to process transactions or provide services that you have requested. We may use statistical and email information for making lending decisions and servicing our relationship with you, for the purposes of fraud prevention and debt collection, and to understand your financial needs.

Can I Access and Change My Personal Information?

Yes you can access and change any information you have provided. Just email us at the correct address.

What About Legally Required Information?

If the law requests information we must provide it. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site?

We do not take responsibility for Web sites linked to or from our site or the information or content which they provide. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

When you click a link from our Website to another web site, our Privacy Policy is no longer valid. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding.

Your Consent

By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.